You agree and are hereby put on notice, that you are prohibited from posting or transmitting to this website, any content/material that in unlawful, threatening, libelous, defamatory, pornographic or that in any manner violate or infringe the proprietary rights, intellectual property rights or any right or privacy of third party whatsoever unauthorized commercial communications, and that violate any law, statute, ordinance or regulation; and that contain viruses or other similar harmful or threatening deleterious programming routines. not upload viruses or other malicious code; not solicit login information or access an account belonging to someone else; not bully, intimidate, or harass any user; not post content that: is hate speech, threatening, or pornographic; incites violence; or contains nudity or graphic or gratuitous violence, not do anything that could disable, overburden, or impair the proper working or appearance of this website; not facilitate or encourage any violations of this Statement or our policies. If you violate this provision you will be penalized apart from termination of your rights to use the services and any other remedies available to karmja.com
Software (if any) that is made available to download from the karmja.com site, excluding software that may be made available by end-users through a Communication Service, (Software) is the copyrighted work of the software provider. Your use of the Software is governed by the terms of the end user License Agreement unless you first agree to the License Agreement terms.
Karmja.com reserves the right, in its sole discretion, to terminate or refuse all or part of its services, for any reason without notice to you.
This Agreement shall be governed by the Laws in India and in all disputes arising out of or relating to the use of karmja.com you hereby consent to the exclusive jurisdiction and venue of court in Jaipur, India (only).
This Agreement does not in any manner create any relationship whatsoever as between you and the Karmja.com, either as a joint venture, partnership, employment, or agency relationship. Performance of this agreement by karmja.com is subject to existing laws and legal process in India, and nothing contained in this agreement is in derogation of the rights of karmja.com to comply with governmental, court and law enforcement requests or requirements relating to your use of karmja.com or information provided to or gathered by karmja.com with respect to such use.
Unless otherwise specified herein, this Agreement constitutes the entire agreement between the user and karmja.com with respect to the karmja.com and it supersedes all prior communications and proposals, whether electronic, oral or written, between the user and karmja.com with respect to the karmja.com site.Cancellation and Refund Policy
Please note that Packages once subscribed cannot be cancelled and no refund to that effect can be made. Since karmja.com is offering non-tangible irrevocable goods we do not issue refunds once the package is subscribed. As a customer you are responsible for understanding that no refund or cancellation is possible upon any subscription at our site.Delivery Policy
Delivery means the digital download or digital view of subscribed content to the customers. At present we have only one mode of delivery - online digital download or digital view of content from the website.
1. Online digital delivery of content is through internet, i.e., downloading or viewing the subscribed course(s)/service(s) content from www.karmja.com.
We market and sell our products to students who purchase or otherwise subscribe to our Services, which can then be used only by himself/herself. We respect all of our users’ privacy, but we recognize the need to provide additional privacy protections with respect to the personal information we collect from users.The Information We Collect and How We Use It
We use google analytics to receive data regarding your log files and do not use any additional mechanism to retrieve your personal information. The data received by us from google analytics includes standard information as with majority of sites including the browser you used to visit our site, your ISP , IP address, the time you visited our site and which pages you visited throughout our site are received at our end through google analytics.
We do not additionally push any particular cookies. However, your browser as part of its built in settings may be storing certain cookies.Disclaimer and Terms & conditions of use
The content of karmja.com is protected by copyright and should not be reproduced in other websites, blogs, mobile applications, magazines, e-magazines or any other electronic / print media, unless and until you have prior written consent from the author. Appropriate Legal Action will be taken against those who violate the copyright of Karmja.com, its author(s), to claim any financial/ moral loss caused by action of the user of this website.
The files, text, videos, animations contained in the Applications / Websites are the sole copyright of karmja.com. You do not have the right to save/distribute them separately without prior written permission from us.1. Account Creation by a Users
student must create accounts in order to purchase a subscription to any Service or to secure free trial access to any Service. During our online purchase process, we collect and store your first and last name, street address, email address, phone number, and mobile number. We also collect the username, password, and security question and answer you create. If you choose to pay with a credit/debit card, we collect your credit/debit card number, card type, expiration date, and security code. We transmit this payment information for processing, and we do not store this information. If you choose to create an account for free trial access to any Service, we collect and store your full name, street address, and email address, occupation, and username during that process. Following both account creation processes, we also collect information about whether you opt in to receive our e- News, updates, and offers.
We will not use the Personal Information collected during the account creation process for any purposes other than securing verifiable parental consent; fulfilling requested transactions; sending you order confirmations and other notifications or that are required by law; providing you with access to the Services, including ensuring proper licensing and providing necessary copyright permissions; and providing the customer service, technical support, and sales support you request. The above information
may be used by us to get in touch with you either for product support purpose or for marketing/sales purpose. This information is retained by us till the user uses our facilities and may continue to be held for a reasonable time thereafter. While registering on the Applications / Websites, the user acknowledges that he will receive his 4 digit account password through SMS and will also receive other transactional SMS on his registered mobile number.
If you don’t want to receive transactional SMS on your registered mobile number, then please send an email to firstname.lastname@example.org stating so. Note- Minors are not eligible to use our services, if they wish to do so, then it should be made available to them by their legal guardian or parents.2. User Login Credentials
Certain of our Services - Online test, current Affairs, blog, video lessons, Notes, for online learning beyond downloadable and viewable resources for users. Any time you request that we reset your password and submit your email address as part of that process, we collect your email address.
We will not use this Personal Information for any purposes other than verifying your identity and authenticating your login; facilitating your access to content; and monitoring subscription compliance. If you personally purchase access to any Service, we may use your user credentials to provide the customer service, technical support, and sales support you request. If an individual purchases access to any Service on your behalf, we display your login credentials on your designated karmja.com coordinator’s online “Accounts Site” to facilitate access to content.3. Account Activity by Users
If you are a reader access to our Services that provide tools for online learning, the first time you login to the karmja portal, you must enter your first and last name, class name, grade level, and exam name, and we collect that information. Once you create a learner account in the portal, you can access classroom facilities that become available as your subscription in our Services.4. Correspondence with Us
We collect and retain Personal and Non-Personal Information from you when you send us a message or chat with us via our website, when you send us an email, or when you sign up for a newsletter on our website. We use such information solely to provide the services or support you request.5. Automated Information
We automatically receive and record certain technical information from your browser as you use our Services, including your IP address, to improve the functionality of our Services. When we collect an IP address, we combine it with other information submitted by the user’s browser, such as requests for files from the web server. We compile this information to create access logs, which we analyze to determine trends, such as which pages are used the most, which browsers are most frequently used by visitors to access the site, and which areas of the world site users are accessing our products from most frequently. Our access logs do not contain any information which can be uniquely associated with any particular IP address or Personal Information about any individual user.How We Share the Information We Collect
We will not share any information collected through our Services with third parties, except as described below. We do not share Personal Information with third parties for their own marketing purposes.1. Service Providers
We may share Personal Information with third-party service providers only if necessary for them to perform services on our behalf, including without limitation service providers who provide email services, process credit card payments, and provide services in support of our internal operations.2. Corporate Affiliates and Corporate Business Transactions
We reserve the right to disclose Personal Information when required to do so by applicable law—for example, in response to a court order, subpoena, legal process, or other claim or inquiry. We also may disclose Personal Information in response to a law enforcement agency’s request or where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the rights, property, or safety of any person, violations of our Terms of Service, or to verify or enforce compliance with the policies governing our Services and applicable laws, or as otherwise required or permitted by law or legal requirements.4. Consent
We may share your Personal Information with a third party if you consent to the sharing.Non-Personal Information
We provide you the ability to exercise certain controls and choices regarding our collection, use and disclosure of your information. If you opt in to receive our e- News, updates, and offers, you consent to receive certain email communications from us, which may include newsletters, administrative notices, and special offers. You have a choice at any time to stop us from sending you emails for marketing purposes by updating your email preferences.
Please note that, despite any indicated email marketing preferences, we may still send you administrative emails regarding the operation of our Services.Changing or Removing Personal Information and Closing Accounts
If the Personal Information you provided when you created an account changes, you must promptly notify us of those changes. You have the right to access, update and correct factual inaccuracies in the Personal Information that we collect through our Services, subject to certain exceptions. If you want to access, update, or correct your Personal Information, simply edit your profile. To help protect your privacy and the security of your Personal Information, we may request information from you to enable us to confirm your identity and right to access such information, as well as to search for and provide you with the Personal Information that we maintain. For information about how to review the Personal Information we collect from user.
Note:- There are instances where applicable law or regulatory requirements allow or require us to refuse to provide some or all of the Personal Information that we hold about you. In addition, your Personal Information may have been destroyed, erased or made anonymous in accordance with our record retention obligations and practices. In the event that we cannot provide you with access to your Personal Information, we will endeavor to inform you of the reasons why, subject to any legal or regulatory restrictions.
If you no longer wish to have your information collected by an application installed on a mobile device, you may uninstall the application by using the standard uninstall processes available on the mobile device or via the mobile application marketplace or network.2. Closing Accounts
We are based in the Rajasthan, and the information we collect is governed by and operated in accordance with Rajasthan State law. If you are using the Services outside the Rajasthan State, you consent to having your information and data transferred to other States and countries. While users from states or countries other than the Rajasthan may access certain of our Services, we make no representation that the Services are operated in accordance with the laws or regulations of, or governed by, other nations. If you are from any jurisdiction with laws or regulations governing the use of the Internet, including the collection, use and disclosure of Personal Information, that are different from those of the Rajasthan State, you may only use the Services in a manner lawful in your jurisdiction.How We Protect Information
We use reasonable technical, administrative, and physical security measures designed to safeguard and help prevent unauthorized access to your information, maintain data security, and correctly use the information we collect. These measures include, but are not limited to, the use of encryption, physical access controls, information access controls, and anti-virus and anti-malware software. Additionally, your account is protected by the password you use to access your online account, and we urge you to take steps to keep your username and password safe. If you feel your password or a password of a student user has been compromised, you should change it immediately. When you are finished using our Services, you should log out of your account and exit your browser. Users are responsible for notifying us immediately of any known or suspected unauthorized use(s) of account, or any known or suspected breach of security, including loss, theft, or unauthorized disclosure of login credentials. Any fraudulent, abusive, or otherwise illegal activity on your account may be reported to appropriate law enforcement agencies by us.
Please be aware that, despite our best efforts, no security measures are perfect or impenetrable. We cannot guarantee or warrant the security of any information you disclose or transmit to us on or through the Services and cannot be responsible for the theft, destruction, loss or inadvertent disclosure of your information.Links to Other Websites
We make use of some third-party services in our application as well as website. These include Google Analytics, third party service for sending SMS, third party service for sending email, third party service for payment gateway, etc. These third-party services are used only when required and only the information required to run the service is disclosed to the third party.Contact Us
Karmja.com reserves the right in its sole discretion to review, improve, modify or discontinue, temporarily or permanently, the Site or any content or information on the Site with or without notice to User. User agrees that Karmja.com shall not be liable to User or any third party for any modification or discontinuance of the Applications / Websites.Term of Agreement
This Agreement will become effective immediately upon any use by User of the Site and shall remain effective unless terminated by either party as provided hereunder. Either party may terminate this Agreement by providing the other with written or email notice of such termination, which shall be effective immediately upon delivery of such notice to the other party. Furthermore, karmja.com may terminate this Agreement immediately for any breach by User of this Agreement or any applicable policy of karmja.com as posted on the Applications / Websites from time to time.Cancellation and Refund Policy
Please note that Packages once subscribed cannot be cancelled and no refund to that effect can be made. Since karmja.com is offering non-tangible irrevocable goods/services we do not issue refunds once the package is subscribed. As a customer you are responsible for understanding that no refund or cancellation is possible upon any subscription at our site.
Note: it is advisable to check demo products/services on the website before purchasing any products/services. We are not liable if you don't like services/products after purchasing.